Whether you are a first-time buyer, moving home or simply wishing to take advantage of a more competitive rate, finding the right mortgage solution is paramount.

What options are available?

The products on offer from lenders are always changing. Pace Ward Financial Solutions mortgage experts understand the complex property market and have the experience needed to identify trends and navigate any difficulties that could arise, ensuring you get the product that is right for you.

What do you need to prepare?

When applying for a mortgage, you will need to provide a number of documents to support your application. These might include:

• Proof of identity (passport or driving licence)
• Proof of address (such as utility bills)
• Details of your occupation and income
• Your deposit amount
• Details of any current existing mortgages you have (including buy to lets)
• Details of any other financial commitments such as car loans, bank loans, credit cards etc

If you’re considering applying for a mortgage in the near future, it would be a good idea to start collating these documents in preparation.